Terms of Service

These Terms of Service ("Terms") govern your use of FinMav's AI-powered stock screening service ("Service"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access the Service.

You must be at least 18 years old and have the legal capacity to enter into binding contracts to use our Service.

FinMav provides an AI-powered stock screening and research platform that allows users to:

• Search for stocks using natural language queries
• Apply advanced filters and screening criteria
• View comprehensive financial metrics and data
• Receive AI-generated insights and analysis
• Export stock data for further analysis

Important: FinMav is an educational and research tool only. We do not provide personalized investment advice, portfolio management, or trading services.

To access certain features of our Service, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account credentials
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent or harmful activities.

Permitted Uses

You may use FinMav for:

• Personal investment research and education
• Stock screening and analysis
• Learning about financial markets
• Exporting data for personal analysis

Prohibited Uses

You may NOT:

• Scrape, crawl, or use automated tools to access the Service
• Reverse engineer or attempt to extract our algorithms
• Redistribute or resell our data or services
• Use the Service for illegal or fraudulent purposes
• Attempt to circumvent security measures or rate limits
• Misrepresent FinMav's data as investment advice
• Use the Service to manipulate markets or engage in insider trading
• Violate any applicable laws or regulations

All content, features, and functionality of FinMav are owned by us and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to use the Service for personal, non-commercial purposes only.

Stock market data is provided by third-party sources and may be subject to additional licensing terms.

FinMav integrates with various third-party services including:

• Secure authentication and data storage services
• Advanced AI for natural language processing
• Machine learning for semantic search capabilities
• Market data providers for financial information

These third-party services have their own terms and privacy policies. We are not responsible for the practices or content of third-party services.

Your use of our Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your information.

By using FinMav, you consent to the collection and processing of your data as described in our Privacy Policy, including the use of AI systems to process your queries.

We strive to maintain continuous availability of our Service, but we do not guarantee uninterrupted access. The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind.

We reserve the right to:

• Modify, suspend, or discontinue any part of the Service
• Implement usage limits or restrictions
• Change features or functionality
• Update these Terms at any time

You agree to indemnify, defend, and hold harmless FinMav, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from:

• Your use or misuse of the Service
• Your violation of these Terms
• Your violation of any third-party rights or laws
• Any investment decisions you make

Governing Law

These Terms are governed by the laws of the State of Washington, United States, without regard to conflict of law principles.

Arbitration

Any disputes arising from these Terms or your use of FinMav shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in Seattle, Washington.

Class Action Waiver

You agree to resolve disputes on an individual basis and waive any right to participate in class action lawsuits or class-wide arbitration.

We may update these Terms from time to time. Material changes will be notified through:

• Email notification to registered users
• Prominent notice on our website
• Updated "Last Updated" date

Your continued use of the Service after changes constitutes acceptance of the updated Terms.

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.